Fragmentary adoption of crypto for trade with marginal nations is not, to be clear, good news on the whole. Post-9/11 banking restrictions, usually framed as “de-risking,” have already led to many banks in geopolitically troubled regions losing access to the global financial system, with serious impacts for everyday people. Moving so swiftly against Russia will hopefully help save Ukrainian lives, but in the longer term many agree with Thomas’ prediction of further financial fragmentation.
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