Homeownership has been central to the American dream for decades, but the risks for both borrowers and lenders remain consistent across market cycles. Borrowers face property market volatility, negative equity, illiquidity and the ongoing burden of taxes, insurance and maintenance. Lenders, meanwhile, are exposed to borrower defaults, interest rate risk, prepayment and economic downturns.
Can Bitcoin Transform Homeownership? A New Vision for the American Dream
