Banks warn stablecoins — especially those paying yield — could pull deposits out of the banking system, but policy and finance experts say there’s little evidence of that so far. Major US bank Standard Chartered recently estimated in a research note that stablecoin growth could drain bank deposits. The report estimates “that US bank deposits will decrease by one-third of stablecoin market cap,” which currently stands at $308.15 billion according to DeFiLlama data. The debate has intensified as US lawmakers weigh whether to prohibit interest on stablecoin holdings under a…
Tag: Stablecoin
OKX Launches Crypto Card In Europe For Stablecoin Payments
Cryptocurrency exchange OKX is rolling out a payment card in Europe, allowing users to spend stablecoins at merchants accepting Mastercard. The OKX Card is issued through the company’s Electronic Money Institution (EMI) partner, Monavate, OKX said Wednesday in an announcement shared with Cointelegraph. At launch, the card supports spending in stablecoins including Circle’s USDC (USDC) and the Paxos-issued Global Dollar (USDG). The move comes as crypto companies seek to expand the use of stablecoins for everyday payments under Europe’s evolving crypto regulatory framework. “With OKX Card, we’re making it simple…
Tether Launches USAT: Federally Regulated Stablecoin for US Market
Key Notes Tether officially launched USAT on January 27, 2026, a federally regulated, dollar-backed stablecoin for the US market. USAT operates under the new federal stablecoin framework established by the GENIUS Act. Bo Hines, former White House Crypto Council Executive Director, serves as CEO of Tether USAT. Tether, the global leader in the digital asset ecosystem, has officially announced its long-anticipated entry into the United States market with the launch of USA₮. Unlike its global counterpart USDT, USAT is an onshore stablecoin designed from the ground up to be fully…
Stablecoin Market Cap Drops By $7 Billion—What It Means For Bitcoin
Keshav is currently a senior writer at NewsBTC and has been attached to the website since June 14, 2021. Keshav has been writing for many years, first as a hobbyist and later as a freelancer. He has experience working in a variety of niches, even fiction at one point, but the cryptocurrency industry has been the longest he has been attached to. In terms of official educational qualifications, Keshav holds a bachelor’s degree in Physics from one of the premier institutes of India, the University of Delhi (DU). He started…
Stablecoin Fall Shows BTC, Crypto is Losing Capital to Gold
A $2.24 billion drop in total stablecoin market capitalization over the last 10 days could signal capital is leaving the crypto ecosystem and may delay market recovery, according to a crypto analytics platform. In a post to X on Monday, Santiment said much of that capital has rotated into traditional safe havens like gold and silver, pushing them to new highs, while Bitcoin (BTC), the broader crypto market and stablecoins have retraced. Top 12 stablecoins by market cap collectively fell by $2.24 billion over the past 10 days. Source: Santiment…
Stablecoin Yield Bans Under CLARITY Act Could Push Capital Offshore
The proposed restrictions on stablecoin yields under the US CLARITY Act risk driving capital out of regulated markets and into offshore, opaque financial structures. Colin Butler, head of markets at Mega Matrix, said banning compliant stablecoins from offering yield would not protect the US financial system, but instead sideline regulated institutions while accelerating capital migration beyond US oversight. “There’s always going to be demand for yield,” Butler told Cointelegraph, adding that if compliant stablecoins can’t offer it, capital will simply move “offshore or into synthetic structures that sit outside the…
Plasma Integrates NEAR Intents for Large-Volume Stablecoin Settlements
Key Notes Plasma joins over 25 blockchains in NEAR Intents’ chain-abstracted liquidity pool with native token XPL and USDT0 stablecoin. The integration leverages Plasma’s high-performance infrastructure backed by Framework Ventures, Bitfinex, and Peter Thiel from a $24M funding round. NEAR Intents processes significant USDT volume with 39% of cross-chain transactions involving Tether in the last 24 hours. Plasma—a purpose-built layer-one (L1) blockchain for stablecoins—has integrated NEAR Intents for large-volume stablecoin cross-chain settlements and swaps, joining a list of more than 25 other networks. Plasma got popular mostly due to Tether…
US Bank Lobby Says Fighting Stablecoin Yields A Top Priority
The American Bankers Association (ABA) has made cracking down on stablecoin yield a top priority for 2026, amid its ongoing debate with US lawmakers that it will hurt the banking industry’s competitiveness. The ABA said on Tuesday that one of several priorities it has this year is to “stop payment stablecoins from becoming deposit substitutes that slash community bank lending by prohibiting paying interest, yield or rewards regardless of the platform.” Stablecoin oversight topped a list of five priorities, which also included fighting financial fraud, stopping arbitrary interest rate caps,…
Stablecoin Supply Plateaus as Regulation and Yields Rise
After a period of rapid expansion, the global stablecoin market has largely stalled, signaling a consolidation phase as new regulation, liquidity constraints and higher real-world yields weigh on new issuance, according to Jimmy Xue, co-founder of quantitative yield protocol Axis. In a note shared with Cointelegraph, Xue said that while stablecoin regulation has advanced, tighter frameworks in the United States and Europe have forced institutional issuers to hold higher-quality reserves and absorb rising compliance costs, slowing the pace of net issuance. At the same time, elevated real yields on US…
COINBASE: como comprar PAXG (cripto ouro) na Coinbase? Como ganhar dinheiro?
▶ Coinbase Website: Coinbase.com ▶ CEX Website: cex.io Abra sua conta na Coinbase e aproveite os links abaixo para receber recompensas exclusivas: 👉 Se você tem mais que R$1.000 para realizar seu primeiro investimento, acesse aqui e receba de 50 até 350 reais de recompensas de boas vindas; 👉 Ou, caso queria começar a investir com qualquer valor inferior a R$1.000, acesse este outro link pois assim você receberá 20 reais de recompensas de boas-vindas. Lembre-se: a Coinbase está com uma. condição por tempo limitado com recompensa de 10% ao…