▶ Coinbase Website: Coinbase.com
▶ CEX Website: cex.io
USDC stablecoin as a savings account? USDC on Coinbase app explained with pros & cons. Thinking about using USDC (USD Coin) on Coinbase to earn passive income? In this video, I break down the top pros and cons of holding the USDC stablecoin in 2025, including how to earn 4.1% or 4.5% APY, info about how rewards interest works, transactions details, what risks you should know about and more!
Whether you’re new to crypto or exploring stablecoins for saving, yield, transfers or safety, this video covers:
✅ Why USDC is considered a “safe” stablecoin (backed 1:1 by USD)
💰 Current APY rates and Info
⚡️ Low-cost, fast USDC transfers with Coinbase’s Base Layer 2
🔍 Regulatory transparency vs. centralization concerns
🔒 Risks of holding stablecoins (not FDIC insured, network risks)
📉 Why your interest rate may fluctuate — and what to watch for
Whether you’re looking to earn interest with crypto, exploring stablecoin investing, interested advantages & disadvantages of using USDC, or curious about Coinbase rewards and risks this video is for you.
🔔 Subscribe for more ways to make your money work harder and smarter!
0:00 Intro
0:40 Stable Value
2:38 APY Reward Rate Interest
5:34 Fast & Low Cost Transactions
7:18 Regulatory Compliance & Transparency
9:42 Instability & Centralized Risks
12:17 Technical & Regulatory Uncertainties
14:18 Who is USDC on Coinbase For
15:13 Conclusion Outro
Related videos:
CD and Savings Account Rates vs Fed Funds Rate Explained – Affect of Fed Interest Hikes & Cuts📈📉:
Top High Yield Savings Accounts with ATM Cards and Fee Free Nationwide ATM Access:
5 Reasons to Have a High Yield Savings Account Explained 💵 Benefits, Features, & Rate Calculations:
Monthly High Yield Savings Account Ranked by APY Lists:
Monthly CD Accounts Ranked by APY Lists:
———————————————————
Referral Links
Chime: We’ll both earn $100 when you join Chime and receive a qualifying direct deposit! Learn more. (I’ve hit the max of 10 referrals for the calendar year for me to earn a bonus. This is my wife’s Chime referral link. You’re still supporting the channel if you use it.)
Current: We’ll both get a $50 cash bonus when you sign up for Current! It’s a great way to get paid faster, build credit safely and more. Promo code: AVRINR466
Referral link:
MoneyLion: We’ll both get a $55 bonus. Use my code $FinancewithAvrin when you join MoneyLion.
SoFi Checking & Savings Account: Hello! 👋 Join me to start earning more money with SoFi Checking and Savings. Use my link to sign up and you’ll get a cash bonus.
SoFi Invest: Hey! I’m using SoFi Invest 📊 to buy and sell stocks (and pieces of stocks) with zero fees. Use my link:
Laurel Road High Yield Savings $50 – $200 bonus:
Coinbase: Sign up for Coinbase using my link and we can each get some Bitcoin
Robinhood: Join Robinhood with my link and we’ll both pick our own free stock 🤝
PayPal: Hi there! We can both earn $10 cash back (1,000 points) when you accept my invite to PayPal and spend $5 within 30 days. Use my link:
———————————————————
*Not financial advice. For educational and entertainment purposes only.
#usdc #coinbase #crypto
▶ Coinbase Website: Coinbase.com
▶ CEX Website: cex.io
Youtube version
